How to write analytical essay
Good Statistics Research Paper Topics
Wednesday, August 26, 2020
History Assignment Example | Topics and Well Written Essays - 500 words
History - Assignment Example Nietzsche, a German researcher, and social pundit, contended that human progress and its outcomes is the value individuals need to pay to control the personality and its needs. Regular rights were subverted as European nations colonized African states. Colonizers exposed frontier locals to unjustifiable control and persecution. The recognition held by the social class right now was depicted as materialistic. The assessment supported for aggregation and upkeep of riches to the detriment of others. Specialists from different fields took to various strategies for communicating their emotions. Present day development craftsmen as though Strindberg communicated sexuality family and class strife with an end goal to call attention to the condition of society1. Spengler contrasted culture with a life form, in a unique circumstance, that culture is something that is, develops and afterward kicks the bucket. Spengler saw culture as an advancement conceived out of innovativeness. He characterized human advancement as the aftereffect of a culture. As in, the item after a culture has been made. As per Spengler progress, is the substantial culture. Progress is a culture that has been changed to be physical. The Faustian or western culture was conceived in Western Europe during the tenth century. The western culture turned into a development in the twentieth century when it was available in many pieces of the world. Religion enables a culture to look for distinguishing proof and displays the various stages in the advancement of a culture2. Authoritarian states are governments whose essential target is to control the individuals it oversees totally. Autocracy expects individuals to consent to the governmentââ¬â¢s approaches with no resistance. Extremist states are named as fascisms. Coming up next are the dictator strategies of Adolf Hitler in Germany. à · Hitler decayed his gathering to littler units dissipated everywhere throughout the nation. He drove with charm and commitment to persuade individuals that he just meant well. Prior to getting
Saturday, August 22, 2020
London Youth Symphony Case free essay sample
LONDON YOUTH SYMPHONY Colette Southam arranged this case under the oversight of Professor Craig Dunbar exclusively to give material to class conversation. The creators don't expect to outline either powerful or incapable treatment of an administrative circumstance. The creators may have masked certain names and other distinguishing data to secure privacy. Ivey Management Services forbids any type of generation, stockpiling or transmittal without its composed consent. Multiplication of this material isn't secured under approval by any propagation rights association. To arrange duplicates or solicitation authorization to imitate materials, contact Ivey Publishing, Ivey Management Services, c/o Richard Ivey School of Business, The University of Western Ontario, London, Ontario, Canada, N6A 3K7; telephone (519) 661-3208; fax (519) 661-3882; email [emailprotected] uwo. ca. Copyright à © 2005, Ivey Management Services Version: (A) 2009-10-04 On Sunday April 4, 2004, Daina Janitis, board leader of the London Youth Symphony (LYS), sat in her home office and composed: Iââ¬â¢ve been around the LYS for almost twelve years â⬠eight preceding I propelled my own young artists into the grown-up world and the last four as president. We will compose a custom paper test on London Youth Symphony Case or on the other hand any comparative point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page I have been wearied every year by no different conversations with the top managerial staff, ââ¬Å"Can individuals join on the off chance that they canââ¬â¢t pay? â⬠ââ¬Å"Do we rebuff non-participants? â⬠and ââ¬Å"Are we going to fail? â⬠Fortunately, today, the last inquiry isn't an issue â⬠thank heavens. Rather, the inquiry ââ¬Å"Do we have a ledger however no ensemble? â⬠has surfaced. LONDON YOUTH SYMPHONY BACKGROUND The LYS was a not-revenue driven association with a volunteer directorate. It was established in 1961 with the help of the Junior Womenââ¬â¢s Committee of the London Symphony Orchestra Association with Derek Stannard filling in as the primary director. Not just entertainment for youthful players, LYS furnished the regionââ¬â¢s best youthful artists with a difficult musical ensemble experience. A significant number of the more than 2,000 LYS graduated class proceeded to have vocations as music instructors, soloists and artists in proficient symphonies and groups while other people who sought after non-melodic profession ways proceeded with their long lasting responsibilities to music through participation with network ensembles all through Canada. The LYS experience uncovered progressed symphonic instrumentalists to a degree of collection and troupe playing that couldn't be copied by any school symphony or through private examination alone. Enrollment in the LYS was available to performers between the ages of 13 and 23 from London and the encompassing region and was dependent upon a fruitful tryout with the orchestraââ¬â¢s director and music chief since 2002, Len Ingrao. Director of the Waterloo Chamber Players and the London Community Orchestra, the previous LYS associate director ventured into the job of LYS director upon the demise of long-term LYS director Stan Kopac. The LYS Young Strings (YS) program was an effort program of the LYS and was available to violin, viola, cello and twofold bass players between the ages of eight and 15 with Page 2 9B05N009 the proposal of their school or private music educator. YS was considered roughly 20 years prior by London string music teacher, Steven Wolsley as a ââ¬Ëfeeder groupââ¬â¢ to give LYS required string players. During the week after week full LYS practices, Maestro Ingrao guided the players in musicianship, instrumental playing procedure and control deserving of the best and most dedicated youthful performers in the territory. As indicated by the artists, the ensemble gave them a difficult old style and contemporary collection. An ongoing LYS former student who proceeded onward to go to a renowned private music center described how her colleagues whined about the trouble of one of their instrumental pieces. She advised them to quit crying and that she played the piece when she was an adolescent in her childhood ensemble. LYS performers likewise profited by customary sectional practices with mentors from Orchestra London and the Don Wright Faculty of Music at the University of Western Ontario. As indicated by Maestro Ingrao, ââ¬Å"Itââ¬â¢s too simple to even consider believing that a conductor can or ought to have the option to do everything and overlook that the instrumental pros are the ones who bestow the essential specialized exhortation. â⬠LYS performed three significant musical shows for each year, highlighting a youthful soloist chose from inside the positions of the symphony or a youthful visitor craftsman. A first-time supporter at an ongoing show was caught saying, ââ¬Å"I didnââ¬â¢t anticipate that it should seem like an expert symphony, yet when I shut my eyes during the show, it sure didnââ¬â¢t sound like children. â⬠LYS additionally performed at shows with different gatherings, for example, the London Community Orchestra (LCO) and ensembles from neighboring network places of worship. The LYS, through effort shows and the 2002 visit in Austria and Italy, has put London on the young symphony map. Money related POSITION On August 31, 2001, the LYS ledger balance was $10,044 (see Exhibit 1). In light of anticipated uses, it appeared to be inescapable that this equalization would be exhausted throughout the fall 2001 season. Moreover, bingo incomes had been a significant wellspring of pay for LYS and 3C Bingo, the lobby that held their licenses, was experiencing monetary troubles all through 2001 so its own future was unsure. 1 The board chose in June 2001, that LYS could no longer bear the cost of $10,000 every year to have a paid chief. Throughout the following two years, the board president, Daina Janitis, and treasurer, Abigail Butt, completed most of the managerââ¬â¢s obligations. In October 2002, LYS was acknowledged at the Bingo Castle and Bingo Palace with the goal that bingo incomes started to stream once more. With Buttââ¬â¢s tight monetary restriction, by August 31, 2003, LYS was in a solid budgetary circumstance again with $41,664 in the general record (see Exhibit 1). Incomes Enlisted under the government Charities Act, LYS had no offer capital and made good on no personal expense. As indicated by the pay articulation, LYS had four distinctive income streams: raising money, education costs, awards and sponsorships and show continues (see Exhibit 2). In 2004, raising money income, solely because of bingos, added up to $9,309. The cityââ¬â¢s prohibition on smoking in every single open spot was relied upon to diminish future bingo incomes by 20 percent since neighboring districts despite everything permitted smoking in bingo lobbies, as did the close by gambling club. Bingos were a key wellspring of subsidizing for not-revenue driven associations in Ontario. Overseen by the Ontario Lottery and Gaming Commission, the announcing and record-keeping prerequisites were tough. Until 2001, a LYS family had dealt with the organizationââ¬â¢s bingos, yet when that familyââ¬â¢s 1 3C left business in September 2001. Page 3 9B05N009 performer moved on from LYS, this assignment tumbled to the board treasurer. Each LYS part family was required to partake at three bingos for every year, while YS families were not right now required to take part. Preferably, every bingo expected 10 to 12 volunteers (performers over age 16 or guardians) to run easily, and needed to incorporate a board part who marked the bingo permit application and a couple of other people who were prepared in the computation of prizes or different parts of the bingo procedure. Be that as it may, without a proper procedure for following LYS family chipping in, bingos were running with as not many as six individuals. Different pledge drives were significantly less worthwhile. Deals of poinsettias and bamboo plants in 2002 acquired income of $6,579, yet the related expenses added up to $5,545. ââ¬Å"Retailâ⬠kinds of pledge drives were disagreeable with the guardians who were at that point soaked with chocolates, cheddar and plants to sell for their childrenââ¬â¢s schools and extracurricular associations. Numerous guardians selected to buy the plants as endowments as opposed to permit their kids to sell one more thing to family, companions and their colleagues. The board of these littler pledge drives likewise positioned an extra weight on the board individuals, who ran the pledge drives without a raising money council. Then again, the profits related with the Cabaret Night pledge drive in 2000 were additionally engaging. The single-night occasion acquired $2,276 with related expenses of just $623. Also, the Cabaret experience was a good time for the artists, engaging for loved ones, and it expanded the orchestraââ¬â¢s introduction in the city. Education costs acquired $17,069 in 2004. Current educational cost is $325 for LYS and $145 for YS (see Exhibit 3). YS educational cost had expanded by $10 to $145 since 2001. In 2004, LYS educational cost had come back to $325 in the wake of being raised to $425 for the 2003 season. A reduction in paid enrolment from 50 to 28 artists went with the expansion in educational cost. Note that there is an inconsistency between the quantity of artists that paid to enlist and the quantity of performers recorded in the show programs. As indicated by the program notes, there were 35 LYS performers in 2003, while just 25 paid educational cost. There was no proper arrangement set up to pardon educational cost for performers who couldn't pay because of budgetary hardship. This was a wellspring of dissention on the board, with certain individuals accepting that powerlessness to pay the educational cost ought not keep any certified artist from having a place. YS enrolment didn't seem to have a flexible interest and the numbers were relied upon to stay steady. Awards and sponsorships were a significant wellspring of income for LYS. Trillium Foundation Grants gave one-time allows that could be utilized to buy instruments and music while The London Arts Counc
Monday, August 17, 2020
Crisis in the Financial Markets SIPA Experts Speak Out COLUMBIA UNIVERSITY - SIPA Admissions Blog
Crisis in the Financial Markets SIPA Experts Speak Out COLUMBIA UNIVERSITY - SIPA Admissions Blog The faculty at SIPA includes some of the worlds leading scholars on international relations, democratization, elections, demography, and social policy, among many other subjects. A former mayor of New York City, a judge on the World Trade Organization appellate body, and the former director of the U.S. Census are among the senior practitioners who help shape the research agendas and curriculum of SIPA. SIPA and the Initiative for Policy Dialogue (IPD) recently presented a panel discussion: The Crisis in Financial Markets: Impacts on Emerging Markets and Future Consequences.â Panelists included faculty member Joseph Stiglitz (Nobel Prize in Economics), faculty member Richard Robb (PhD University of Chicago), and Christian Deseglise (SIPA Graduate). The panel was moderated by faculty member José Antonio Ocampo (Former United Nations Under-Secretary General for Economic and Social Affairs). To view the full panel discussion, please click here.
Sunday, May 24, 2020
The Holy Bible as a Sustained Allusion Essay - 1488 Words
The Bible as a Sustained Allusion The Bible is a sustained allusion throughout the course of East of Eden, paralleling with the eternal story of Cain and Abel. According to the Bible, Cain is the quot;tiller of the groundquot; (Genesis 4:2). Caleb Trask, a farmer at heart, made a vast amount of money by selling beans. Upon presenting Adam with his present of fifteen thousand dollars, Adam not only discarded the gift, but caused Cal pain by comparing him to his godly brother, Aron, who graduated high school and started college at an early age. Adam wished that Cal could have given him something to be proud of-something momentous. Adams reaction induced Cal with excessive wrath out of rejection. In the Bible, the Lord quot;hadâ⬠¦show more contentâ⬠¦Adam Trask moved out to California with his pregnant wife, Cathy, to farm the new, fertile land. With the help of Samuel Hamilton, Adams benign neighbor, Adams farm immediately started to prosper. Samuel took to liking the intent Adam right away, however, upon meetin g Cathy, he felt an ominous chill of calamity. After delivering her twin boys, Cathy desperately tried to leave Adam, and when he restrained her, she brutally shot him in the shoulder and departed. While sprawled on the floor, soaking in a pool of his own blood, Adam faintly heard quot;the monotonous sound that had been there all along . . . the cry of the twins, wanting their dinner. He had forgotten to feed themquot; (266). The next time Samuel Hamilton dropped by the Trasks place, he was appalled to discover that Adam had not named the twins yet. Referring to the Bible belonging to his devout wife, Samuel and Adam arrived at the names Caleb and Aron. Ten years later, when an elderly Samuel Hamilton stopped by to say goodbye to Adam and his family, Lee, the Trasks learned servant, told Samuel of an interesting topic that had stimulated him. Since their conversation ten years earlier, Lee researched the Bible story of Cain speaking to the Lord, and found it intriguing that the Hebr ew word to describe the lesson was timshel, meaning thou mayest. Therefore, instead of the Lord ordering men to triumph overShow MoreRelatedSimon Allusion Essay954 Words à |à 4 Pages In the novel, Lord of the Flies, by William Golding, there is an allusion that predominates in the work. Simon portrays this allusion to the Bible in the novel and sustains this allusion through his words and actions. Simon sacrifices his life for others. For example, Simon puts the needs of others before his own by always being there to help. He accepts his fate and ends up dying for the other boys. Simon portrays the allusion of Christ in the novel. Simonââ¬â¢s actions in Lord of the Flies demonstrateRead MoreJohn Donne Poetry Analysis2693 Words à |à 11 Pagesand the spiritual and holy nature. Donne explores both these ideas in ââ¬ËA Valediction: Forbidding Mourningââ¬â¢ and ââ¬ËThe Flea.ââ¬â¢ Donne labels love as a spiritual and sacred element that is eminent during life and after it in ââ¬ËA Valediction: Forbidding Mourningââ¬â¢. ââ¬ËSo let us melt, and make no noise, No tear floods, nor sigh-tempests move; were profanation of our joys to tell the laity of our love.ââ¬â¢ The ââ¬Ëlaityââ¬â¢ describes the collective Christian believers and delivers an allusion to the religious significanceRead MoreEarly American Literature Influenced by Religious Ideologies and Philosophies1769 Words à |à 8 Pagesway of simplicity. He does not try and use verbal ornamentation but tells it how it is, which gives the reader a sense of knowledge of the situations. Mary Rowlandson uses allusions to Bible verses and stories throughout A Narrative of the Captivity, Sufferings, and Removes of Mrs. Mary Rowlandson. Rowlandson tends to use the Bible consistently to give herself a sense of hope and security as in one occurrence she remembers ââ¬Å"the 28th chapter of Deuteronomyâ⬠, in which Moses warns that God will blessRead MoreCanterbury Tales - Linking Griselda of The Clerks Tale to the Biblical Sacrifice of Abraham1880 Words à |à 8 Pagesechoes the Stoic resolve of Job when she declares, Naked out of my fadreshous, ...I cam, and naked moote I turn again (871-2) [this quote needs a / to show line breaks and should use spaced periods with square brackets for ellipses]. But the allusions to Job may momentarily throw the reader off the trail of an even stronger biblical model: the story of Abrahams sacrifice of Isaac à à à à à à à à à à à à à à à à à à à à à à à The affinities between the Clerks Tale and the book of Job à à à à à Read Morethatcher4803 Words à |à 20 Pages5. Andrew Marvell, ââ¬Å"To his Coy Mistressâ⬠6. T.S. Eliot, ââ¬Å"The Love Song of J. Alfred Prufrockâ⬠, ââ¬Å"Journey of the Magiâ⬠2. Poems for individual reading: 1. William Shakespeare Sonnet 73 (ââ¬Å"That time of yearâ⬠¦Ã¢â¬ ) 2. John Donne, ââ¬Å"Holy Sonnet Iâ⬠(ââ¬Å"Thou hast made meâ⬠¦Ã¢â¬ ), ââ¬Å"Holy Sonnet IXâ⬠(ââ¬Å"If poisonous mineralsâ⬠¦Ã¢â¬ ), 3. George Herbert, ââ¬Å"Easterâ⬠, ââ¬Å"Denialâ⬠, ââ¬Å"Paradiseâ⬠4. Andrew Marvell, ââ¬Å"On a Drop of Dewâ⬠5. Richard Crashaw, ââ¬Å"On the Wounds of our Crucified Lordâ⬠6. Gerard Manley Hopkins, ââ¬Å"Springâ⬠Drama: Read MoreEssay on Romanticism4035 Words à |à 17 Pagesthe symbolic characters/personality facets of the Editors Narrative are not reconciled results in the destructively fragmented personality we see. Hogg concentrates the wide metaphysical concern of corporeal/carnal/secular vs. spiritual/magical/holy into one character. Fragments of the complete human personality are emblematised in surrounding characters like George and the Laird during the editors resoundingly rationalist introduction. Yet the actual Confessions, by dint of their subjectiveRead MoreRastafarian79520 Words à |à 319 PagesRastafarian church, temple, or worship space exists. 8. There are numerous sects and groupings of Rastafarians, each holding to its own belief system and structure. 9. Rastafarianism is a deeply patriarchal religion that remains completely behoven to the Bible. 10. For the Rasta, the land mass of Africa, one of the poorest continents on earth, is the promised land. 11. Finally, Rastas seem to harbor a great deal of anger against white people, and yet the religion is accepted and popular among some whiteRead MoreOne Significant Change That Has Occurred in the World Between 1900 and 2005. Explain the Impact This Change Has Made on Our Lives and Why It Is an Important Change.163893 Words à |à 656 Pagespart of regendering the twentiethcentury Western nation in the face of womenââ¬â¢s strength in taking the place of men as breadwinners and family caretakers. Menââ¬â¢s role as soldiers was simultaneously made sacred, and those who died were sanctified as holy warriors. Whereas men had been virtuous citizen-soldiers during the Enlightenment and the founding period of modern nation-states in the eighteenth and nineteenth centuries, World War I sanctified the nationââ¬â¢s wars as well as those who fought inRead MoreExploring Corporate Strategy - Case164366 Words à |à 658 Pagesconsistently high levels of RD spending and productivity became industry leaders. For this reason, stock market valuations place as much importance on the RD ââ¬Ëpipelineââ¬â¢ (that is, the products in development) as on the currently marketed products. The holy grail of pharmaceutical RD used to be the ââ¬Ëblockbusterââ¬â¢. Like ââ¬Ëkiller applicationsââ¬â¢ in the software market, blockbuster drugs are genuine advances that achieve rapid, deep market penetration. Because of their superlative market performance, blockbusters
Wednesday, May 13, 2020
Using Participatory Open Media Code - 1570 Words
In August 2012ï ¼Å'a photo of a Chinese official visiting a car crash site was posted online by local media. It turned out to be a dead giveaway of this officialââ¬â¢s corruption. People on the Internet found out a Rolex watch was wore by the official in the picture, which did not match his pay grade. This image went viral on the Internet overnight, it raised tremendous amount of pressure on the anti-corruption campaign, which was initiated by top authorities of Chinese government. After investigation stretched 12 months, this official was sentenced 10 years behind bars. This ex-official in China has been named ââ¬Å"Brother Rolexâ⬠ever since, and this ââ¬Å"Grass root tip-offâ⬠is the rising of global netizens in miniature. When the Internet movesâ⬠¦show more contentâ⬠¦Who are the ââ¬Å"Netizensâ⬠? What enables people to ââ¬Å"fight the powerâ⬠? How does information revolution empowers people? Whatââ¬â¢s the relationship underlying between tec hnology and the concept of civil society? These are the issues I wish to address in this article. ââ¬Å"Man is by nature a social animal; an individual who is unsocial naturally and not accidentally is either beneath our notice or more than human. Society is something that precedes the individual. â⬠---Aristotle, Politics In terms of social media on the Internet, we started communication in the form of blogging or virtual communities like Friendster or Myspace. the internet provided a platform for people around the world to exchange information without the restriction of time and space. Social media extended our human abilities and body, which empowers people conduct thought provoking discussion, breakdown of barriers, and eventually led to the uprising of the Netizens. In Geert Lovinkââ¬â¢s theory of internet culture, there are three phases: Firstly, the scientific and text-based period before the World Wide Web. Secondly, when the Internet opens to everybody and the Netizens rises. Thirdly, the post 9/11 period, when blogging, social media started to reshape the lands cape of politics, economy and our daily lives. The first generation of the Netizens can be identified during WTO protest in Seattle, 1999. Activists realized mainstream media is filtering information, they sought to
Wednesday, May 6, 2020
High School Diploma/Equivalency vs. College Degree Free Essays
Frederick D. Huff, Jr. Rhonda Steel English 102 College Degree Vs. We will write a custom essay sample on High School Diploma/Equivalency vs. College Degree or any similar topic only for you Order Now High School Diploma/Equivalency or No diploma at all ââ¬Å"To be or not to be? , that is the question. â⬠This is the opening statement of a soliloquy that was used in the playwright Hamlet by the great William Shakespeare. I guess you may be wondering why I would open with such a statement for a research proposal. This is what comes to my mind with I think about the ethics and importance of education. Whether this be the achievement of obtaining a college degree or just settling for a high school diploma is, the importance that each of these holds lies within the person that is getting the education. As I analyze and gain a further understanding of what true education means to me, I seem to gain a sense that defining what it means to have a true education for one seems to be undermined by many. Though this may come off as an aggressive approach towards addressing the selected topic of which I have chosen to present my rhetorical analysis, I would like to state that it makes sense to me that many would agree that higher education is the key to all success, financially, materialistically, or spiritually. I say this because in mind, an education is just simply pursuing the subject that your soul is most passionate for. Through discovering what that passion is, you would strive in reaching the greatest point possible in that specific field as you can. Although it seems like this topic may be something that everyone would take a great importance to, it is quite surprising to see the responses given when citizens, including fellow students, are asked ââ¬Å"Why do you feel education is important to the growth of the American Economy and why you find education to be important? â⬠I feel this is a broad topic that can meet the requirements that need to be fulfilled for this assignment. I feel that this is a very appropriate topic for discussions as each of the individuals taking this online course are currently considered to be students in pursuit of a college education. This topic also comes in correspondence of the requirements that need to be met for the research proposal as listed in the assignment prompt. Whether or not that college education is limited to an associateââ¬â¢s degree or a doctorate in Physiological engineering, the education obtained would still be considered a form of higher education. This can be a very open topic full of ideas but I feel I can centralize my stance in a general direction that all can relate to. Being the author, or writer as stated in the question, I could see this being a topic of interest for many. Including my fascination of education and why I feel it is an absolute necessity for our existence as American citizens, this passion could definitely feed over to valid and credible points of the difference between being college educated and just high school educated. This is a diverse topic and I feel it should be acknowledged. In my opinion, education is very important and must be an essential part of each functioning citizen. These reasoning coming from my perspective may be sort of bias and can pretty much tell how I feel regarding this topic, education is the reason why some of todays leaders have gotten to the point that they are in. I will be the first male in my family to not only attend a division 1 four year University but I will also be the first to receive a college degree. I think that this experience has not only changed my well being as a human but has also enlightened me with greater values and ethics that I now take a lot more serious then I did before. In conclusion, I know that the questions ââ¬Å"Is it really as beneficial as it seems to be college educated or is that just a statement used for people for those that do want to go onto higher education? Why does it seem like there is becoming a greater standard for the education system and why is it becoming more of a mandate for everyone to strive for higher education? Does it really require a college education to be a success in America or is success just a state of mind? â⬠all come to mind. As I stated before, this can only come from the individual receiving the education but the real question should be ââ¬Å"Do you value yourself enough to achieve greater through your education? â⬠Education: The Single Most Important Job. â⬠Edutopia. N. p. , n. d. Web. 13 Feb. 2013. ââ¬Å"Diversity and Higher Education: Theory and Impact on Educational Outcomes ââ¬â Harvard Educational Review ââ¬â Volume 72, Number 3 / Fall 2002 ââ¬â Harvard Education Publishing Group. â⬠Diversity and Higher Education: Theory and Impact on Educational Outcomes ââ¬â Harvard Educational Review ââ¬â Volume 72, Number 3 / Fall 2002 ââ¬â Harvard Education ââ¬Å"Open Educational Resources. â⬠Hewlett Foundation News. N. p. , n. d. Web. 13 How to cite High School Diploma/Equivalency vs. College Degree, Papers
Monday, May 4, 2020
Analysis of Barclays Bank
Question: Discuss about the Analysis of Barclays Bank. Answer: Introduction The Barclays Bank (BB) is an international bank which began as a small entity in London. Barclays Bank has been in operation for more than 325 years ago serving the financial sector until to date. The Bank has always been propelled by strong values alongside the eventual goal of assisting its clients as well as customers to accomplish their respective ambitions in the correct manner (Bank, 2005). The BBs innovation story began in 1690 where John Freame together with Thomas Gould commenced trading as goldsmith bankers on Lombard Street, London. Johns son-in-law, James Barclay, in 1736 joined the business christening it Barclays Bank as currently known. Barclays Bank since then has been a leader in the innovation (Joslin, 2014). History of the bank and overall performance of Barclays Bank The BB was originated in 1896. It has advanced as a British banking and trust business listed underneath the designation Barclay Company. The BB acknowledged the name in 1917. The business associated with the Provincial and South Western Bank of London in 1918 thereby becoming one of the enormous United Kingdom banks. Barclays in 1981, became the primary ever global bank to file with Securities and Exchange Commission in Washington. Accordingly, the Bank augmented its long-lasting capital in the New York market. The BB became listed in Tokyo and New York Stock Exchanges in 1986. The BB gave its international strategy to enlarge additional drift through the 1986s establishment of the innovative investment banking operation called the Barclays de Zoete Wedd (BZW). Barclays in 1995, brought San Francisco-oriented fund manager Wells Fargo Nikko Investment Advisers (Barclays Bank, 2014).). The BB acquired Woolwich which was then a leading mortgage bank as well as ex-building society in 2000. This step increased BBs geographical coverage as well as possible customer base in the year 2000. The BB together with the Canadian Imperial Bank of Commerce (CIBC) compound their respective retail, corporate as well as offshore banking operations to form the First Caribbean International Bank in 2001.BB also formed in the same year (2000) a strategic alliance with Legal General to engage in life pensions trade as well as venture commodities throughout the United Kingdom. The BB acquired a fifty percent stake in established Intelenet Global, business processing outsource supplier in 2004 from Housing Development Finance Corporation (HDFC) which was the housing finances innovator in India. The BB sold 43.70 percent of this acquired stake in First Caribbean International to CIBC in 2006. The BB further bought a website for financial purposes called Comparetheloan that offered modest loan quotations for the United Kingdoms homeowners and non-homeowners in 2006. BB acquired the business of Goldfish credit card in 2008 from Discover Financial Services. The Bank purchased Expobank from Russias Petropavlovsk Finance. The BB was delisted in 2008 from the Tokyo Stock Exchange. The BB also acquired a palisade from Compagnie Maritime Belge (CMB) in 2008 (Cassis, 2015).). The Bank together with Goff Capital, Inc., in November 2009, managed to shape Crescent Real Estate Holding LLC to purchase Crescent Real Estate Equities Limited Partnership (Crescent) from the Morgan Stanley Real Estate Funding II. The Bank announced in January 2010 that it accomplished the purchase of Standard Life Bank Plc. The BB has used the Balanced Scorecard throughout the organization and subsequently formed part of its framework through which its staff are assessed, with individual performance goals aligned to the 5Cs. In the 2016, there was a great improvement across many of its metrics, particularly our capital strengthening, as measured by the CET1 ratio, and with Colleague (Japan, 2015). The organization further requires additional work in particular areas together with ROE. The client and customer relationship metrics stayed steady as a firm performance in corporate banking, merged with enhancements in Barclays current accounts, was counterbalance by the influence of redesigning its wealth business as well as competitive challenges in Africa banking. The BBs Client Franchise Rank stayed in puzzling market conditions (Nathanson Cassano, 2012). Within Colleague, the BB has perceived development in the colleague commitment as well as the gender-assortment in their leadership, with plentiful ingenuities to encourage equally as well as support their workforce proving successful. In BBs Citizenship plan, ten out of eleven metrics on target shows that it is having a positive impact on the communities in which it operates, with lending to households the solely initiative to lose momentum primarily due to market as well as trading conditions (Williams, 2000). The BB has made great progress in the simplification of Barclays over the past few years as it re-shapes its balance sheet, strengthening its capital base, as well as costs reduction (Narteh, Owusu, 2011). The BB has undertaken this step to move even closer towards becoming a Group that can produce the returns deserved by the shareholders as well as it denotes significant progress. To complete BBs restructuring in a reasonable timeframe, as well as deliver for the BBs stakeholders that have been patient for a long time, BB should make certain definitive choices currently regarding the upcoming shape of the Company. BB should decrease its Barclays Africa Group Limiteds interest subject to regulatory as well as approvals by shareholders to a non-regulatory and non- consolidated location in the years to come. It has, however, been hard for BB to make this decision since Barclays has operated in Africa for more than a hundred years. This makes BB to have certain excellent franchises on the Africa continent that have an inordinate administration team as well as devoted colleagues. In summary the future of BB is considered to be bright. Both the Barclays UK as well as Barclays Corporate International have now produced dual digit Returns on Tangible Equity. The BB remains monetarily strong, and shall be as sisterly businesses, as well as stockholders alongside debt stockholders in Barclays shall gain from the differentiated revenue rivulets they generate. These tactical arrangements that shall carry forth the achievement of its rearrangement as well as the appearance of a more simple as well as very profitable Barclays than ever. The Barclays has completed decent progress in contradiction of the strategy apprise that was declared on 01-03-2016. This was the initial set of outcomes of BB as an intercontinental consumer, corporate as well as investment bank functioning under the BBs fresh alignment of Barclays United Kingdom as Barclays Corporate International, and these have shown that a Core business is performing well in this thought-provoking situation. The BBs Core ROTE is 9.9 percent under which Barclays United Kingdom dispatched very inspiring 20.5% yield on the palpable equity. The BB management can perceive a precise growth chances, especially in its Consumer, Cards as well as Payment business, whereby the Bank wants to endure to venture. The Corporate and Investment Banks performance remained comparatively hardy in a threatening quarter, however, there remains more that BB has to undertake to enhance revenues, and it remains attentive on the actions of management to accomplish this goal. The BB has continuously targeted the reduction of cost in the Group and hence has remained on track to accomplish its future direction for the Core business of 12.8b pound as well as its long-run objective of BBs income to cost ratio underneath sixty percent. The CET1 has ended the quarter at 11.3 percent, with a precise trail to accomplishment of BBs end state target, and hence, it is expected that capital ratio will rise via the course of the 2017 (Barclays Bank, 2014). The BBs groups return on average tangible shareholders equity (ROTE) of 3.8% (Q115:4.0%). The Core ROTE of 9.9% (Q115:7.1%). The BB attributable profit declined seven percent to 433 million dollars, leading in basic EPS of 2.7 p (Q115:2.9p). The Core attributable profit rose 53% to 950 million pounds, culminating in a basic EPS contribution of 5.8p (Q115:3.8p). The BB group profit before tax of 793 million pound (Q115:1057 million pound) reflected an eighteen percent rise in Core profit before tax to 1608 million pound, more than counterbalance by a rising Non-Core loss before tax of 815 million pound (Q115:310 million pound). Evaluate performance of the Bank on key performance indicators using last 3 years data Key performance indicators (KPIs) are the visual measures of an organizations performance. Anchored on a given considered field, the KPI is intended to assist operators assess at a glance the current value as well as status of a given metric against a definite target. The KIP also gauges the performance of the value based on the Base measure definition against a Target value, defined by the measure or by the absolute value. Profit before Tax Growth The profit before tax growth (PBT) remains a KPI of Barclays financial performance to the great percentage of the BBs shareholders. The BB has witnessed its proceeds in 2016 rise by 92.0% to 11.6 billion pound in 2016. The numeral was increased by the sale of the BGI fund supervision limb to the United States firm BlackRock in 2008. Profits were 5.6 billion pound if the above was stripped out compared to 1.6 billion pound in the year 2015, even though the figure entailed brawny write-downs (Fraser et al 2012). The sale of BGI culminated in a profit on disposal of 6.331 million pound as well as reserved 19.90% economic interest in the expanded BlackRock group. The BB profit before tax was 6,077 million pound, down fourteen percent on 2014. Profit entailed the Gains on acquisition of 2,406 million pound, alongside 2,262 million linked to Lehman Brothers North American businesses. The profit on disposal relating to shut life pledge book of 326 million pound. As reflected in the BBC Gains on Visa IPO as well as sales of shares in MasterCard of 291 million pounds Gross credit markets losses as well as impairment of 8,053 million pound. The Gains on individual credit of 1,663 million pounds. BB performed well during the 2014, despite the hard market conditions. Even though profit before tax fell one percent, profit before business disposal increase three percent (Matthews Tuke, 2013). Profitability Ration The profitability ratio is another key performance indicator that is explained in this financial analysis of Barclays. As reflected in Telegraph in 2016, Barclayss operating profit remained 22.91% which stayed highest in the past three years. Operating margin rose from 10.7% to 22.91%. Even though Barclays Interest income decreased by 24.18% to 21,236 million pound. Conversely, BB had decreased its Interest Expense to 9,318 million pound in 2016 compared to 16,541 million dollars in 2015. This was due to the customer having withdrawn substantial amounts from the bank accounts of BB. In 2016, Barclays paid 2, 712 million pounds to their respective customers as interests on deposits while in 2015, BB paid 6,697 million dollars (Irwin Scott, 2010). This implies that interest Expense gas declined higher above interest income. In 2015, operating margin stood at 10.7% that was lowermost in the past 3 years. The Operating Profit margin push downwards to 10.7% from 11.08% in 2014. This is due to operating expenses in Administration has hiked to 5,305 million pounds in 2015 but conversely income did not go up to this level. Return on Capital Employed (ROCE) Return on Capital Employed (ROCE) is another KPI discussed in this paper for the last three years. In 2016 Barclays ROCE declined from 7.84% to 12.82%. This was because the non-cash expense of Impairment Charges as well as other Credit Provisions rose substantially in 2016 to 8, 071 million compared to 5,419 million pound in 2015. Such Impairment emerges because of Barclays exposure to credit risk emerging from investments in debt securities as well as additional exposures emerging BBs trading undertakings encompassing, non-equity exchange portfolio assets, derivatives and payment balances with the respective market counterparties as well as contrary repurchase loans. This was also due to the fact that in 2016, Barclays capital rose to 58,478 million pound compared to 47,411 million pound in 2014. While the profit before tax has decreased to 4,585 million pound to 6, 077 million pound in 2015. In the year 2015, ROCE stood at 12.82% better than 2016, however, this was very poor compared to 21.79% in 2014. This was as a result of profit before tax going down 14% in 2015 compared to 2014. The Impairment charges as well as additional credit provisions of 5,419 million pound rose 94% on the previous year. These charges entailed 1,763 million pound evolving from US sub-prime mortgages as well as additional credit market acquaintances. Additional wholesale impairment charges rose substantially as corporate credit circumstances twisted abruptly inferior in the depression of economy (Bank, 2014) Commentary on BBs Performance to Improve Weaknesses Some of the weaknesses have been noted throughout the discussion that impedes the ability of the bank to perform effectively. The first weaknesses noted is the diminishing performances in Africa (Kaplan Norton, 2013). It was noted that Barclays is planning to stop its Africas presence. For example, the services offered Zimbabwe to individuals linked with Zanu PF have produced controversy as well as queries regarding Barclays ethical position whereby investors are increasingly interested in ethics (Kaplan Norton, 2013). To solve this problem, BB should have its bank branches well centralized in the respective economy where it operates like those of RBS and NatWest. This will boost its attraction to customers and thus better performance. Another weakness noted regards the large bonuses given to the directors have attracted unnecessary attention from the commentators. Accordingly, it has been speculated that the reluctance of BB to take financing from the United Kingdom government is due to that it would end BBs economy with respect to bonuses (Kaplan Norton, 2013). Another weakness noted relates to the plans to expand in Asia which were restricted when BB were outbid for the ABN Amiro in the year 2006, and alternative enlargement plans have had to embraced (Samy, Odemilin Bampton, 2010). Another weakness is that BB did not plan to make dividend payments on its shares till the second half of 2009 which made BB less attractive to investors and still struggling to regain the investors (Samy, Odemilin Bampton, 2010). Another weakness is that the BB is in the midst of time of substantial restructuring. Also, whereas the investment banking is under the reduction in comparative significance, it raises group revenue volatility as well as confidence sensitivity relative to several peers (Kaplan Norton, 2013). Another weakness relates to combination of potential litigation charges as well as other exceptional products casts a shadow over BBs already below par earnings anticipations (Matthews Tuke, 2013). Also, the negative outlook relating to the United Kingdom-oriented BB reflects standard and poor ratings services that BB can decrease its long-run contemporary credit rating. The BB can maximize on its strengths and opportunities to speak to the above identified weaknesses (Samy, Odemilin Bampton, 2010). For example, BB has a widespread worldwide presence, and this permits BB to spread risk as well as enjoy economies of scale. This will make the Barclays remain stable even amidst the challenges relating to the restructuring (Joslin, D2014). Also, BB can use its well-established brand via sponsorship of Premier League football to boost the presence and performance in Africa. BB is also specifically linked with innovation having brought out the first ever worlds credit card in 1966 (Joslin, 2014). Moreover the bank has continued to develop such cards most lately the OnePulse card combing Oyster, cashless functions as well as credit functions for the London-oriented customers (Matthews Tuke, 2013). The BB should also use its severally opened new flagship branches alongside a refurbishment of programme which will help refocus on customer needs for a firm presence on the high street (Japan, 2015). There is a need for BB group leadership team to be more customer-centered so as to reduce the increasing number of complains particularly witnessed in BBs United Kingdom retail banking which is poor customer service (Japan, 2015). The bank should also use its strong competitive advantage that is witnessed in Africa whereby it remains among the leading three banks in several African nations, including Nigeria, Zambia, Ghana and Mauritius saves to BBs merger with Absa Group Ltd in South Africa. Since BB has this sustained competitive advantage there is a need for the Bank to reconsider its decision to exit Africa and reinforce its presence in Africa (Irwin Scott, 2010). BB should also reduce the increased criticisms linked to poor earnings performance in 1st quarter accelerated by irrational executive pay packages relating to BBs capital, the investment banking unit whereby the pretax profit declined 33% in the first quarter (Fraser et al., 2012). The high rates of interest on loans as well as low rates of interest on deposits have also discouraged clients (Cassis, 2015). The bank should further reduce the interests on loans and boost interest on deposit accounts. This will attract more clients and hence improved sales of other banking products thereby creating a sustained competitive advantage for BB (Barclays Bank, 2014)). Moreover, BB can solve this problem by enhancing its global diverse services that offer the group a broad array of cross-selling opportunities (Bank, 2014). The bank should also emphasize on telephone BBs Wealth International offers secure, personal as well as private services, being the fast as well as friendly manner to speak to daily banking requests as opposed to other banks (Barclays Bank, 2014). This opportunity will give BB an added advantage thereby giving it a special attraction point. Conclusion The Barclays ROCE is falling constantly and this might culminate in investors becoming hesitant to provide upcoming capital. BB has unbalanced dividend payout ratio that illustrates that revenue production is greatly changing. In the year 2016, it has witnessed bursting profits that arose by 92 percent to 11.6 billion. BB should impose stringent rules in the credit provision services and evade undesirable promotional by creating administration suggested plus pay out scheme. BB should as well attempt and maximize the benefits of cheaper existing finance. References Bank, B. (2014). Bridging the skills gap. Barclays Bank plc, London. Barclays Bank, (2014). P. D. Branch, may only undertake the financial services activities that fall within the scope of its existing DFSA licence. Related financial. Barclays Bank, (2014). P. L. C. Q. F. C. Branch may only undertake the regulated activities that fall within the scope of its existing QFCRA licence. Principal place of. Cassis, Y. (2015). Bankers in English society in the late nineteenth century. The Economic History Review, 38(2), 210-229. Fraser, S., Storey, D., Frankish, J., Roberts, R. (2012). The relationship between training and small business performance: an analysis of the Barclays Bank Small Firms Training Loans Scheme. Environment and Planning C: Government and Policy, 20(2), 211-233. Irwin, D., Scott, J. M. (2010). Barriers faced by SMEs in raising bank finance. International journal of entrepreneurial behavior research, 16(3), 245-259. Japan, I, (2015). Foreign exchange research reports are prepared and distributed by Barclays Bank PLC Tokyo Branch. Other research reports are distributed to. Joslin, D. M. (2014). London private bankers, 17201785. The Economic History Review, 7(2), 167-186. Kaplan, R. S., Norton, D. P. (2013). Linking the balanced scorecard to strategy. California management review, 39(1), 53-79. Matthews, P. W., Tuke, A. W. (2013). History of Barclays Bank Ltd. Narteh, B., Owusu-Frimpong, N. (2011). An analysis of students' knowledge and choice criteria in retail bank selection in sub-Saharan Africa: The case of Ghana. International Journal of Bank Marketing, 29(5), 373-397. Nathanson, D. A., Cassano, J. S. (2012). Organization, diversity, and performance. Wharton Magazine, 6(4), 19-26. Samy, M., Odemilin, G., Bampton, R. (2010). Corporate social responsibility: a strategy for sustainable business success. An analysis of 20 selected British companies. Corporate Governance: The international journal of business in society, 10(2), 203-217.
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